5 Benefits of pay-as-you-go food delivery insurance
Food delivery drivers can face unique risks on the road. Pay-as-you-go insurance offers a flexible solution, with benefits like cost-effectiveness and tailored coverage. Learn how it can protect you while you deliver.
Fast food delivery offers both flexibility and convenience, allowing you to work when you want and for however long you want.
Pay-as-you-go food delivery insurance can also mirror the same flexibility, allowing you to switch on and off your coverage so you only pay for what you use.
Let’s get into the 5 benefits of pay-as-you-go food delivery insurance, highlighting the convenience, cost-saving potential, and flexibility that delivery drivers across the country
5 Benefits of pay-as-you-go food delivery insurance
1. Cost-effective insurance
One of the major benefits of pay-as-you-go food delivery insurance is that you only pay for the insurance while you are making deliveries. This concept is very different from normal vehicle insurance, where you pay for a full year on a monthly or annual basis.
Paying for insurance only when you need it allows you to track your costs better, allowing you to know how much you are potentially making per hour while working for Uber Eats.
2. Flexibility of pay-as-you-go insurance
You can turn your pay-as-you-go food delivery insurance on and off depending on when you are working. This is perfect for drivers who may only work certain periods of the day or week, reducing insurance costs.
3. Trial deliveries
When you use pay-as-you-go food delivery insurance, it allows you to trial Uber Eats or Deliveroo delivery to see if it is a side hustle you can enjoy and make money from. This is particularly important for delivery drivers, who may already have a full-time job and want to make money on the sideof an existing job but don’t want to overcommit.
4. No long-term commitment
Unlike annual food delivery insurance policies, which are very expensive, pay-as-you-go food delivery insurance means you do not have to commit to a long-term contract.
5. Easy to manage through an app
Pay-as-you-go food delivery insurance will typically be managed through an app, in conjunction with your Uber Eats or Deliveroo app. This makes it very convenient to manage, see how much you are paying, and make payments for your cover.
Keep your driving license clean from speeding points.
Should I use pay-as-you-go food delivery insurance?
If you are a delivery driver working part-time, for example, only on weekends or for a few hours per week, pay-as-you-go food delivery insurance is going to be your best option.
However, if you work as a delivery driver full-time and do a lot of hours per week, pay-as-you-go food delivery insurance can very quickly become very costly. If this is the case, you would be better off buying an annual food delivery and courier insurance policy, saving you more money in the long run.
How much does a typical annual food delivery insurance policy cost compared to pay-as-you-go?
According to ZEGO Insurance, they state that delivery drivers can expect to pay the following for insurance:
Car Delivery Driver: May pay approx. 80p per hour for pay-as-you-go insurance, or approx. £930 for an annual policy.
Scooter Delivery Driver: May pay approx. 70p per hour or from £890 per year for an annual scooter delivery driver policy.
ugoscootersblog.com 
Fast food delivery offers both flexibility and convenience, allowing you to work when you want and for however long you want.
Pay-as-you-go food delivery insurance can also mirror the same flexibility, allowing you to switch on and off your coverage so you only pay for what you use.
Let’s get into the 5 benefits of pay-as-you-go food delivery insurance, highlighting the convenience, cost-saving potential, and flexibility that delivery drivers across the country
5 Benefits of pay-as-you-go food delivery insurance
1. Cost-effective insurance
One of the major benefits of pay-as-you-go food delivery insurance is that you only pay for the insurance while you are making deliveries. This concept is very different from normal vehicle insurance, where you pay for a full year on a monthly or annual basis.
Paying for insurance only when you need it allows you to track your costs better, allowing you to know how much you are potentially making per hour while working for Uber Eats.
2. Flexibility of pay-as-you-go insurance
You can turn your pay-as-you-go food delivery insurance on and off depending on when you are working. This is perfect for drivers who may only work certain periods of the day or week, reducing insurance costs.
3. Trial deliveries
When you use pay-as-you-go food delivery insurance, it allows you to trial Uber Eats or Deliveroo delivery to see if it is a side hustle you can enjoy and make money from. This is particularly important for delivery drivers, who may already have a full-time job and want to make money on the side of an existing job but don’t want to overcommit.
4. No long-term commitment
Unlike annual food delivery insurance policies, which are very expensive, pay-as-you-go food delivery insurance means you do not have to commit to a long-term contract.
5. Easy to manage through an app
Pay-as-you-go food delivery insurance will typically be managed through an app, in conjunction with your Uber Eats or Deliveroo app. This makes it very convenient to manage, see how much you are paying, and make payments for your cover.
Frequently Asked Questions pay-as-you-go food delivery insurance
How can I save money on insurance for my van?
If you deliver using a van and want tips for getting cheaper van insurance,check out this list below:
Should I use pay-as-you-go food delivery insurance?
If you are a delivery driver working part-time, for example, only on weekends or for a few hours per week, pay-as-you-go food delivery insurance is going to be your best option.
However, if you work as a delivery driver full-time and do a lot of hours per week, pay-as-you-go food delivery insurance can very quickly become very costly. If this is the case, you would be better off buying an annual food delivery and courier insurance policy, saving you more money in the long run.
How much does a typical annual food delivery insurance policy cost compared to pay-as-you-go?
According to ZEGO Insurance, they state that delivery drivers can expect to pay the following for insurance:
Car Delivery Driver: May pay approx. 80p per hour for pay-as-you-go insurance, or approx. £930 for an annual policy.
Scooter Delivery Driver: May pay approx. 70p per hour or from £890 per year for an annual scooter delivery driver policy.
Share this: